Getting the right mortgage for you is mandatory to you obtaining your dream home and then keeping it. For many, the conventional home mortgage (loan) is the best option. A conventional mortgage is one that is not backed in any way by the government. Another requirement of a conventional mortgage is the necessity of a down payment that meets the requirements of Fannie Mae and Freddie Mac and conforms to the loan limits set by the Federal Housing Finance Administration (FHFA).
If you have a strong credit score and a down payment that meets the needs mentioned above, then this is an excellent option for your loan. It allows you more freedom during the buying process and leaves you disconnected from any government programs.
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Other Loan Options
If your credit is not at the best place or you cannot afford a high downpayment, then FHA is an excellent option for you. Contact us today for more info.
You have served our country and now it is our turn to serve you. Veterans of our countries military and qualifying spouses can reach their goals with a loan option custom to them.
The United States Department of Agriculture has loan options for those looking to move into rural areas. The hard thing is knowing eligibility. Good thing we know all about it!